MetLife – Spring House, PA

MetLife Coverage Availability & Fees

MetLife is a nationwide provider of comprehensive dental plans for individuals and families. Their policies focus on prevention to stop common oral health issues from occurring in the first place. However, if a complication occurs, MetLife is there for you. They'll cover some of the expenses for medically necessary treatments. Although every policy differs, most include:

• 100% of preventive dentistry
• 80% of basic dental care
• 50% of major dental work

You can visit your dentist twice a year for a cleaning and checkup after a co-payment. MetLife covers 100% of the expenses for preventative dentistry. By doing so, you'll keep common issues at bay to avoid needing costly dental work later. Researchers have found that $1 of preventative care can save up to $50 on emergency fees.

If your dentist finds anything concerning, you don't have to worry about a large bill. You can use your annual allowance after reaching your deductible to lower the amount you will pay out-of-pocket. MetLife recommends choosing a dentist in their network because they have pre-negotiated rates with preferred dental practices. However, you can still visit a dentist that's not in your network. You'll be responsible for the difference between the dentist's fees and your insurance's allowable amount.

Unfortunately, your dental benefits don't last forever. They reset at the end of the year and you'll lose anything you don't use. You won't be reimbursed for your premiums or deductibles, even if you never visit a dentist.

On average, less than 3% of Americans meet their annual limits. We know dental insurance can be confusing, but we don't want to see you throw money down the drain.

Meet Marcella

Marcella is the first face you see when walking into our office. She works at our front desk and has over 20 years of experience in dentistry. She will work on your behalf with your dental insurance in Spring House, so you have one less thing on your plate. She will explain how your coverage is being used and your payment options for any remaining balance, like CareCredit.

Marcella will help you find the solutions you need to invest in a healthy smile without spending your life’s savings. Request an appointment through our website or call our office at (215) 631-8846.